Smarter Property & Mortgage Planning
Evaluate repayments, estimate total purchase on-costs and stamp duty, and simulate realistic holding cash flow across all property investments.
Current Session Snapshot
Property Loan Eligibility & Fees
Model purchase on-costs, estimated state transfer stamp duties, lender LVR limits, and total required borrowing.
- Australian State Stamp Duty estimator
- Registration, conveyancing & inspection fees
- Borrowing feasibility & deposit shortfall indicator
Cashflow & Holding Projection
Forecast net property cash flow by offsetting rental yields against holding expenses, rates, insurance, and loan debt service.
- Rental income vs. recurrent expense offsets
- Real-time net cashflow verdict
- Multi-year holding & equity growth breakdown
Repayment Calculator
Calculate standard periodic repayments, custom principal payoffs, interest totals, and full amortization schedule.
- Weekly, Fortnightly & Monthly schedules
- Custom extra principal accelerator
- Detailed year-by-year amortization
How the 3-Step Projector Works Together
Each section shares state so you can move smoothly from basic loan terms to end-to-end investment viability.
Account for stamp duties, legal fees, inspection costs, and deposit to determine true total borrowing required.
Offset rental income against rates, insurance, and maintenance to evaluate bottom-line holding sustainability.
Calculate core mortgage servicing costs based on principal, interest rate, frequency, and loan terms.